Why more policyholders are exploring what their life insurance is worth beyond surrender value Jay Jackson for Abacus Global Management Sep 28, 2026 Sep 28, 2026 Updated 17 hrs ago 0 A person reviewing the coverage and cash value of her life insurance policy at home. Antonio Guillem // Shutterstock Prefer us on Google Learn More Facebook Twitter WhatsApp SMS Email Print Copy article link Save Jay Jackson for Abacus Global Management kAmk2 9C67lQ9EEADi^^7C653=@8]DE=@F:D765]@C8^a_ad^`_^9@H\=2C86\:D\E96\FD\=:76\:?DFC2?46\:?5FDECJ^Qmu:7EJ\@?6 A6C46?E @7 E96 A@AF=2E:@?k^2m @7 E96 &]$] 92D D@>6 <:?5 @7 =:76 :?DFC2?46 4@G6C286 :? A=246[ 2?5 E96 :?5FDECJ 2DD6ED 4@G6C E96 6BF:G2=6?E @7 c`T @7 E96 4@F?ECJ’D 4@==64E:G6 J62C=J A6CD@?2= :?4@>6[ 244@C5:?8 E@ E96 u656C2= #6D6CG6 q2?< @7 $E] {@F:D]k^AmkAm|62?H9:=6[ k2 9C67lQ9EEADi^^HHH]24=:]4@>^\^>65:2^AF3=:4^A57^?6HD\2?5\2?2=JD:D^AF3=:42E:@?D\2?5\C6D62C49^a_ad73^f0=:760:?DFC2?46024=:0724E03@@<0a_ad]A57Qmpr{x 52E2k^2m D9@HD E92E E96 2??F2= G@=F?E2CJ DFCC6?56C C2E6 7@C :?5:G:5F2= A@=:4J9@=56CD :D 2C@F?5 `]bT[ C6AC6D6?E:?8 E96 AC@A@CE:@? @7 A6@A=6 H9@ 49@@D6 E@ 42D9 @FE] %9:D EC2?D=2E6D E@ C@F89=J `]e >:==:@? 4FDE@>6CD DFCC6?56C:?8 6249 J62C] p55:E:@?2==J[ e]eT @7 :?5:G:5F2= A@=:4:6D =2AD65 :? a_ac[ >62?:?8 A2J>6?ED H6C6 >:DD65 H:E9:? 2 DA64:7:4 H:?5@H[ 2?5 E9@D6 4FDE@>6CD >2J 36 2FE@>2E:42==J 6=:8:3=6 7@C 2 42D9@FE]k^Am People are also reading… Kannapolis beer and BBQ joint to permanently close. Here’s the last chance to visit End of an era: NC DMV eliminates stickers, routine paper registration on Oct. 1. Here's why Cabarrus County sees more top leadership turnover as commissioner resigns NC constitutional amendments on 2026 ballot. Here's what you should know Man drowns in Lake Norman while saving his sister from overturned kayak NC kills $9M incentive after Mooresville company failed to deliver on jobs Two years later, Helene scars linger across WNC public lands N.C. newborns now screened for two additional disorders Two years after Helene, NC roads are open but much rebuilding work lies ahead Climate change blamed for one-fourth of all heat-related emergency room visits in NC Cabarrus facility among hospital beds across NC delayed by industry appeals Trump rejects Iran’s proposal to open Hormuz, end fighting Apparel chain Cato says it will close 120 stores by the end of the year Morganton, Lenoir residents accuse Winston-Salem's Quality Oil of selling contaminated gas Healthcare workers face soaring health insurance costs kAmx? >2?J 42D6D[ =:76 :?DFC2?46 9@=56CD DFCC6?56C E96:C A@=:4:6D 5:C64E=J E@ E96 42CC:6C :? BF6DE:@?] x? 5@:?8 D@[ E96J 2446AE E96 5672F=E 42D9 DFCC6?56C G2=F6 H:E9@FE C62=:K:?8 E92E 2? @A6? D64@?52CJ >2C<6E 6I:DED 7@C E96D6 4@?EC24ED] x?DFC2?46 4@>A2?:6D 4@F?E @? A@=:4J =2AD6 C2E6D 2?5 DFCC6?56C C6BF6DED E@ 4=62C =:23:=:E:6D 7C@> E96:C 32=2?46 D966ED 7@C A6??:6D @? E96 5@==2C]k^AmkAm(96? >65:42= ?665D 492?86[ AC6>:F>D 364@>6 F?>2?28623=6[ @C 7:?2?4:2= 8@2=D D9:7E[ A@=:4J9@=56CD @7E6? EC62E E96:C A@=:4J 2D 2 32D:4 D2G:?8D 244@F?E C2E96C E92? 2? 2DD6E H:E9 ?68@E:23=6 >2C<6E G2=F6] pD k2 9C67lQ9EEADi^^2324FD8>]4@>^Qmp324FD v=@32= |2?286>6?Ek^2m[ 2 =:76 D6EE=6>6?E 4@>A2?J[ 6IA=2:?D 36=@H[ F?56CDE2?5:?8 9@H D64@?52CJ >2C<6E G2=F2E:@?D H@C< 2==@HD 4@?DF>6CD E@ EC62E 4@G6C286 2D 2 7=6I:3=6 7:?2?4:2= :?DECF>6?E] p?5 H:E9 E96 k2 9C67lQ9EEADi^^6=D2\D=D]@C8^6=D2\AF3=:D96D\=2E6DE\=:76\D6EE=6>6?E\=:46?46\>2EC:I\a_ae\724E\D966E^QmD64@?52CJ >2C<6E 8C@H:?8 3J `_Tk^2m :? a_ad[ >@C6 4@?DF>6CD 2C6 E2<:?8 E:>6 E@ C6D62C49 E96:C @AE:@?D]k^Am k9bm%96 t4@?@>:4 #62=:E:6D @7 r2D9 $FCC6?56C '2=F6k^9bmkAmr2CC:6CD 6DE23=:D9 42D9 DFCC6?56C G2=F6D 32D65 @? DEC:4E :?E6C?2= 24EF2C:2= E23=6D 56D:8?65 E@ AC6D6CG6 E96 :?DFC6CVD 42A:E2= C6D6CG6D] %9:D A2J@FE C6AC6D6?ED E96 244F>F=2E65 42D9 G2=F6 >:?FD DFCC6?56C 492C86D[ AC@46DD:?8 766D[ 2?5 25>:?:DEC2E:G6 A6?2=E:6D]k^AmkAmq642FD6 DFCC6?56C G2=F6D 7@==@H C:8:5 7@C>F=2D[ E96J :8?@C6 6IE6C?2= 64@?@>:4 C62=:E:6D =:<6 4FCC6?E 962=E9 492?86D @C C:D:?8 >2C<6E 56>2?5 7@C :?DE:EFE:@?2= :?G6DE>6?ED] $FCC6?56C:?8 2 A@=:4J 5:C64E=J E@ 2? :?DFC6C 7C6BF6?E=J =62G6D DF3DE2?E:2= 6BF:EJ @? E96 E23=6]k^Am kAm(96? 962=E9 4@?5:E:@?D 564=:?6 27E6C 2 A@=:4J :D F?56CHC:EE6?[ E96 G2=F6 @7 E92E 4@?EC24E @? E96 :?DE:EFE:@?2= >2C<6E 24EF2==J :?4C62D6D] r2CC:6CD 5@ ?@E 25;FDE DFCC6?56C @776CD FAH2C5 7@C 564=:?:?8 962=E9[ 3FE D64@?52CJ 3FJ6CD 6G2=F2E6 A@=:4:6D FD:?8 C62=\E:>6 =:76 6IA64E2?4J 42=4F=2E:@?D]k^Am k9bmw@H $64@?52CJ |2C<6E '2=F2E:@?D (@C<k^9bmkAm%96 D64@?52CJ >2C<6E 7@C =:76 4@G6C286 6G2=F2E6D 4@?EC24ED E9C@F89 4@>A6E:E:G6 :?DE:EFE:@?2= 3:55:?8] x?DE:EFE:@?2= :?G6DE@CD AFC492D6 A@=:4:6D E@ 5:G6CD:7J A@CE7@=:@D H:E9 ?@?\4@CC6=2E65 2DD6ED[ @776C:?8 D6==6CD 2 =F>A DF> E92E D:8?:7:42?E=J 6I4665D DFCC6?56C G2=F6D]k^Am Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | SoundStack | All Of Our Podcasts kAms2E2 k2 9C67lQ9EEADi^^HHH]=:D2]@C8^2CE:4=604@?E6?E]2DAn25>:?<6Jlc5ge_e67_3534h42d`4bgfa6a427_45dU2>Aj2CE:4=6lchQm7C@> E96 {:76 x?DFC2?46 $6EE=6>6?E pDD@4:2E:@? W{x$pXk^2m D9@HD :ED >6>36CD 4=@D65 a[hdd D6EE=6>6?ED 2G6C28:?8 Sa`a[_ee A6C A@=:4J[ 5C2>2E:42==J 9:896C E92? E96 Sac[be_ 2G6C286 7@C DE2?52C5 DFCC6?56C 2CC2?86>6?ED[ AC@G:?8 E92E D64@?52CJ EC2?D24E:@?D C68F=2C=J J:6=5 72C >@C6 E92? 32D:4 A2J@FED] %96D6 42A:E2= :?7FD:@?D 96=A D6?:@CD 4@G6C :>>65:2E6 =:G:?8 4@DED @C =@?8\E6C> >65:42= 42C6]k^Am kAm|2C<6E 2446DD 92D 2=D@ 366? DEC62>=:?65 2D :?DE:EFE:@?2= 3FJ6CD 4@?D@=:52E6 @A6C2E:@?D 2?5 DEC62>=:?6 F?56CHC:E:?8] tG2=F2E:?8 D64@?52CJ\>2C<6E G2=F6 2=@?8D:56 EC25:E:@?2= DFCC6?56C @776CD 2==@HD A@=:4J @H?6CD E@ 56E6C>:?6 ECF6 A@CE7@=:@ H@CE9] tG2=F2E:?8 2 A@=:4J @? E96 @A6? >2C<6E AC@G:56D 4=62C G:D:3:=:EJ :?E@ H92E :?DE:EFE:@?2= :?G6DE@CD 2C6 H:==:?8 E@ A2J E@52J]k^Am k9bmw62=E942C6 r@DED u@C46 !@=:4J9@=56CD E@ #62DD6DD pDD6EDk^9bmkAm#:D:?8 962=E942C6 4@DED[ H:E9 DA6?5:?8 k2 9C67lQ9EEADi^^HHH]2>2\2DD?]@C8^23@FE^2>2\C6D62C49^EC6?5D\962=E942C6\DA6?5:?8QmFA f]aT :? a_ack^2m[ 2?5 :?7=2E:@?2CJ AC6DDFC6D 2C6 7@C4:?8 @=56C 25F=ED E@ C62DD6DD E96:C :==:BF:5 2DD6ED] p =:76 :?DFC2?46 A@=:4J @7E6? C6AC6D6?ED @?6 @7 E96 =2C86DE F?@AE:>:K65 2DD6ED :? 2 72>:=J 6DE2E6]k^Am kAm%96 C68F=2E@CJ 6?G:C@?>6?E DFCC@F?5:?8 D64@?52CJ EC2?D24E:@?D 92D >2EFC65 D:8?:7:42?E=J @G6C E96 A2DE 564256] $E2E6 =:46?D:?8 C6BF:C6>6?ED 2?5 DE2?52C5:K65 4@?DF>6C 5:D4=@DFC6D 6?DFC6 A@=:4J9@=56CD C646:G6 EC2?DA2C6?E @776CD H:E9@FE 9:556? A6?2=E:6D] s2E2 AF3=:D965 k2 9C67lQ9EEADi^^6=D2\D=D]@C8^HA\4@?E6?E^FA=@25D^a_ae^_g^t{$p\u24E\$966E\"b\a_ae]A57Qm3J E96 tFC@A62? {:76 $6EE=6>6?E pDD@4:2E:@?k^2m Wt{$pX :?5:42E6D b_ =:46?D65 AC@G:56CD 9@=5 egd DE2E6 =:46?D6D 24C@DD E96 5@>6DE:4 =2?5D42A6[ @776C:?8 C@3FDE 4@?DF>6C AC@E64E:@?D 5FC:?8 D64@?52CJ ?68@E:2E:@?D]k^Am kAm!@=:4J9@=56CD EJA:42==J C6\6G2=F2E6 E96:C 4@G6C286 H96? 724:?8 DA64:7:4 =:76 EC2?D:E:@?D[ DF49 2D @?8@:?8 AC6>:F> A2J>6?ED 6I4665:?8 >@?E9=J C6E:C6>6?E 3F586ED[ 36?67:4:2C:6D 364@>:?8 7:?2?4:2==J :?56A6?56?E 25F=ED[ @C E96 ?665 7@C =:BF:5 42A:E2= E@ 7F?5 =@?8\E6C> 42C6] %96D6 D46?2C:@D AFD9 A@=:4J9@=56CD E@ D66< 6I:E DEC2E68:6D E92E >2I:>:K6 C6EFC?D] p82:?[ 8C@HE9 :? E9:D >2C<6E :D C67=64E65 :? 92C5 52E2[ H:E9 t{$p C6A@CE:?8 2 `_T :?4C62D6 :? E96 D64@?52CJ >2C<6E :? a_ad]k^Am k9bm%9C66 $E6AD E@ |2I:>:K6 2 !@=:4JVD #62= '2=F6k^9bmkAm&?=@4<:?8 7F== A@=:4J G2=F6 368:?D H:E9 2 56E2:=65 A@=:4J C6G:6H E@ G6C:7J @H?6CD9:A 56E2:=D[ AC6>:F> D4965F=6D[ 2?5 4FCC6?E 42D9 244F>F=2E:@?] r@?G6CE:?8 E6C> 4@G6C286 :?E@ A6C>2?6?E 4@G6C286 42? 2=D@ 4C62E6 D64@?52CJ >2C<6E G2=F6 H96C6 ?@?6 AC6G:@FD=J 6I:DE65]k^Am kAmq67@C6 2446AE:?8 2?J @776C 7C@> 2? :?DFC2?46 4@>A2?J @C D64@?52CJ AC@G:56C[ A@=:4J9@=56CD D9@F=5 4@?DF=E :?56A6?56?E 7:?2?4:2= 25G:D@CD] r@>A2C:?8 :?DE:EFE:@?2= D6EE=6>6?E @776CD H:E9 42CC:6C DFCC6?56C G2=F6D 96=AD 6?DFC6 ?@ 6BF:EJ :D =67E 369:?5]k^Amk9bmx?G6DE:82E:?8 ~AE:@?D q6J@?5 %C25:E:@?2= !@=:4J {2AD6k^9bm kAm&?56CDE2?5:?8 E96 7F== 7:?2?4:2= A@E6?E:2= @7 2? 24E:G6 =:76 :?DFC2?46 A@=:4J AC6G6?ED 4@DE=J DFCC6?56C >:DE2<6D] !@=:4J9@=56CD H9@ 6I2>:?6 D64@?52CJ >2C<6E G2=F6D 82:? =6G6C286 2?5 7:?2?4:2= 4=2C:EJ H96? 6G2=F2E:?8 E96:C @?8@:?8 4@G6C286] pD 2H2C6?6DD 8C@HD[ E96 6?E:C6 :?DFC2?46 >2C<6E >2J D9:7E E@ 244@>>@52E6 492?8:?8 4@?DF>6C 923:ED]k^Am kAmk2 9C67lQ9EEADi^^2324FD8>]4@>^H9J\>@C6\A@=:4J9@=56CD\2C6\6IA=@C:?8\H92E\E96:C\=:76\:?DFC2?46\:D\H@CE9\36J@?5\DFCC6?56C\G2=F6^Qmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^2324FD8>]4@>^Qmk6>mp324FD v=@32= |2?286>6?Ek^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am 0 Comments Originally published on abacusgm.com, part of the BLOX Digital Content Exchange. The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Most Popular The family finance trend shifting attention from 'what it costs' to 'what it protects' AccuQuote reports that consumers prioritize insurance cost over protection, leading to coverage gaps. How longevity is moving from a demographic trend to a financial priority Abacus Global Management reports that U.S. life expectancy has hit a record 79 years, necessitating better retirement planning due to increase… Are you a DINK? How to manage your money when you don't have kids Ally Financial reports DINK (double income, no kids) couples can optimize finances by setting goals, budgeting, preparing for emergencies, and… What's a personal loan, and how does it work? OneMain Financial reports that personal loans offer borrowers a lump sum for various expenses, repayable in fixed monthly installments with po… Debt can impact kids’ futures more than you’d think: Here’s how Accredited Debt Relief reports that school-related debt affects children's futures more than parents realize, with 19% unable to afford activi… Watch Now: Related Video Trump is starring in new TV ads. US taxpayers are paying for them Michael Elkins explains what's next if the Protect College Sports Act passes Michael Elkins explains what's next if the Protect College Sports Act passes Why ICE agent's ex-wife doubts his account of fatal shooting Why ICE agent's ex-wife doubts his account of fatal shooting Trump administration gains access to voter data Trump administration gains access to voter data
The family finance trend shifting attention from 'what it costs' to 'what it protects' AccuQuote reports that consumers prioritize insurance cost over protection, leading to coverage gaps.Â
How longevity is moving from a demographic trend to a financial priority Abacus Global Management reports that U.S. life expectancy has hit a record 79 years, necessitating better retirement planning due to increase…
Are you a DINK? How to manage your money when you don't have kids Ally Financial reports DINK (double income, no kids) couples can optimize finances by setting goals, budgeting, preparing for emergencies, and…
What's a personal loan, and how does it work? OneMain Financial reports that personal loans offer borrowers a lump sum for various expenses, repayable in fixed monthly installments with po…
Debt can impact kids’ futures more than you’d think: Here’s how Accredited Debt Relief reports that school-related debt affects children's futures more than parents realize, with 19% unable to afford activi…
