For 45 years, Holiday Finance has been more than just a lending company in Kannapolis—it's been a neighbor, a helping hand, and a trusted partner when life demands quick financial solutions.
On November 10, 2025, this locally-owned direct lender will mark a milestone that few businesses achieve: 45 years of continuous service to the same community. Owners Larry and Kaye Shive, Kannapolis residents themselves, opened Holiday Finance on November 10, 1980, on West C Street with a clear mission—to help people who couldn't always secure traditional bank loans.
A Week of Gratitude
To thank the customers who made this journey possible, Holiday Finance is hosting Customer Appreciation Week from November 10-14, 2025, at their current location on 1410 Dale Earnhardt Blvd in Kannapolis.
Stop by during business hours for refreshments and conversation. Whether you want to reminisce about your history with the company or simply say hello, the team welcomes you. All current customers who visit can enter a drawing for gift cards to three local restaurants. The winner will be announced Friday, November 14, at 4:00 PM.
Rooted in Faith and Community
When Larry and Kaye Shive opened Holiday Finance, they dedicated the business to the Lord, praying they could serve those who needed financial assistance beyond what traditional banks offered. That dedication has guided their work through four and a half decades.
The company relocated to its current Dale Earnhardt Blvd location in October 1990, where it has remained a fixture in the Kannapolis community ever since.
Familiar Faces, Long-Term Commitment
Walk into Holiday Finance, and you'll likely recognize the faces greeting you. The current staff has been with the company between 6 and 45 years—a rarity in today's business climate. This continuity means customers work with people who know them, understand their situations, and can provide personalized service.
Whether you call or visit in person, those familiar voices and faces are ready to help with personal loans, emergency loans, vacation loans, or auto financing. Loan amounts range from $500 to $10,000 on personal loans and up to $15,000.000 on auto purchases. Holiday is serving the Piedmont region of North Carolina with the direct lending approach that has defined the company since day one.
An Invitation to Join the Holiday Family
Not yet a customer? Holiday Finance welcomes the opportunity to serve you. The team offers the same personal attention to new customers that long-time clients have come to expect.
For those needing quick cash loans, planning a vacation, facing an emergency expense, or looking for auto loans, Holiday Finance provides the direct lending services that have supported local residents for 45 years.
Contact Holiday Finance at 704-932-3162, email holiday@holidayfinance.net, or visit their website at www.holidayfinance.net to discuss your financial needs.
Looking Forward
The Shives and their team express deep gratitude for the trust customers have placed in them through the decades. With continued faith and commitment, they look forward to serving the Kannapolis community for many years ahead.
Join Holiday Finance during Customer Appreciation Week, November 10-14, at 1410 Dale Earnhardt Blvd in Kannapolis. Celebrate 45 years of community partnership, enter the drawing, and experience the personal service that has made this local business an institution.
For more information, call 704-932-3162 or visit www.holidayfinance.net.
Lee Enterprises newsrooms were not involved in the creation of this content.

