Survey: 56% of Americans have never missed a payment, but 54% still haven’t cut their debt Moriah Beaver for Lexington Law Nov 6, 2026 Nov 6, 2026 Updated 8 hrs ago 0 An illustration of a black wallet with origami dollar bills flying away as butterflies, representing poor financial management. Collagery // Shutterstock Prefer us on Google Learn More Facebook Twitter WhatsApp SMS Email Print Copy article link Save Moriah Beaver for Lexington Law kAm*62CD @7 9:89 AC:46D 2?5 E:89E 3F586ED D9@F=5 92G6 AFD965 p>6C:42?D E@H2C5 G:D:3=6 7:?2?4:2= EC@F3=6 3J ?@H] p C64@C5 k2 9C67lQ9EEADi^^HHH]?6HJ@C<765]@C8^>:4C@64@?@>:4D^9954]9E>=QmS`g]g EC:==:@? :? 9@FD69@=5 563Ek^2m D66>D E@ 324< E92E FA[ 244@C5:?8 E@ E96 u656C2= #6D6CG6 q2?< @7 }6H *@C<]k^AmkAmw@H6G6C[ 2 ?6H k2 9C67lQ9EEADi^^HHH]=6I:?8E@?=2H]4@>^3=@8^7:?2?46^3=@8\7:?2?46\DE2E6\@7\2>6C:42?\563E]9E>=Qm{6I:?8E@? {2H DFCG6Jk^2m @7 `[_ag &]$] 25F=ED D9@HD E92E >@DE A6@A=6 2C6 <66A:?8 FA[ H:E9 >@C6 E92? 92=7 WdeTX D2J:?8 E96J’G6 ?6G6C >:DD65 2 A2J>6?E @C 5672F=E65 @? 2 =@2?] %H6?EJ\?:?6 A6C46?E @7 C6DA@?56?ED 2=D@ ?@E65 E92E ?@?6 @7 E96 C64@C5 EJA6D =:DE65 :? E96 DFCG6J[ 7C@> >:DD65 A2J>6?ED E@ 92C5 :?BF:C:6D[ D9@H FA @? E96:C 4C65:E C6A@CE]k^Am People are also reading… Concord student turns a routine gas stop into a $2 million Halloween surprise Cabarrus County reorganizes leadership, names new EMS chief Democrats get wins in Cabarrus County, pick up seat in NC Senate, 2 in House Overnight closures planned on U.S. 29 in Kannapolis Nov. 2-3 NC to receive more than $500,000 in settlement involving Food Lion's parent company Foxx's reelection fate may come down to nearly 3,000 provisional ballots Dryer fire damages Concord home, displaces residents UNC Tar Heels coach Bill Belichick responds to Jordon Hudson breakup reports Criticism grows over Ramaswamy attack ad featuring Amy Acton's mother Winter Silhouette Bonsai Show returns to Kannapolis for 14th year Concord letter writer: McCachern Boulevard post office has parking issue Rowan Public Library to host walk-in passport fair Saturday in Salisbury Kannapolis Christmas festivities return Nov. 13 with lights, fireworks and holiday traditions Mount Pleasant woman wins $1.9 million jackpot on first try at online lottery game NC voters back photo ID expansion, property tax cap, income tax cuts kAmqFE <66A:?8 FA :D?’E E96 D2>6 2D 86EE:?8 29625] u:7EJ\7@FC A6C46?E 92G6?VE >256 2?J AC@8C6DD @? E96:C @G6C2== 563E :? E96 A2DE J62C] p?5 2D k2 9C67lQ9EEADi^^HHH]=6I:?8E@?=2H]4@>Qm{6I:?8E@? {2Hk^2m C6A@CED[ E9@D6 H:E9 E96 =@H6DE :?4@>6D @C 4C65:E D4@C6D 2C6?’E 5C:G:?8 E92E 7:8FC6]k^Amk9bmz6J %2<62H2JDk^9bmkF=mk=: 52E2\=:DE\:E6>\:5lQ65hca7c45db432dg4_6hcbffc36`4efg7Qmu:7EJ\7@FC A6C46?E @7 p>6C:42?D 92G6?’E C65F465 E96:C @G6C2== 563E 32=2?46 :? E96 A2DE J62C]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6fd_h27a66edf6h`b_cgehb`_ed2aec``Qmu:7EJ\D:I A6C46?E 92G6 ?6G6C >:DD65 2 5F6 52E6 @C 5672F=E65 @? 2 =@2?]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6ddc44bb5_4a3edb`e_`gd24daedbb_22Qm|:55=6\:?4@>6 9@FD69@=5D C6A@CE E96 9:896DE C2E6 @7 8C@H:?8 4C65:E 4@?46C?[ 2E b`T]k^=:mk^F=m k9bm%9C66 :? 7@FC p>6C:42?D 42CCJ 563Ek^9bmkAmp3@FE E9C66 :? 7@FC 9@FD69@=5D 42CCJ D@>6 <:?5 @7 563E] rC65:E 42C5D E@A E96 =:DE 2E cbT[ 7@==@H65 3J >@CE8286D WafTX[ 2FE@ 2?5 D:>:=2C =@2?D WaaTX[ 2?5 A6CD@?2= =@2?D W`hTX]k^AmkAm(92E’D >@C6[ >@DE A6@A=6 2C6?’E >2<:?8 2 56?E :? H92E E96J @H6] u@CEJ\@?6 A6C46?E @H6 2E =62DE S`_[___ @FED:56 @7 2 >@CE8286] p?5 b_T D2:5 E96:C 32=2?46 DE2J65 23@FE E96 D2>6 @G6C E96 A2DE J62C[ H9:=6 acT D2:5 :E H6?E FA] ~?=J a`T D2H E96:C 32=2?46 8@ 5@H?[ 2?5 ;FDE `dT A2:5 :E @77 4@>A=6E6=J]k^Am k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^`_^`g^9@FD69@=5\563E\32=2?46\492?86]A?8Q 2=ElQ!:6 492CE D9@H:?8 dcT @7 p>6C:42?D D2H ?@ C65F4E:@? :? 9@FD69@=5 563E 32=2?46 @G6C `a >@?E9D]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m{6I:?8E@? {2Hk^7:842AE:@?mk^7:8FC6m k9bmk3C ^m!2J:?8 @? E:>6 5@6D?’E 2=H2JD A2J 5@H? E96 32=2?46k^9bmkAmx7 563E H6C6 C62==J DA:C2=:?8[ E96C6’5 36 >:DD65 A2J>6?ED 2?5 C6A@CED 7F== @7 4@==64E:@?D] %92E’D ?@E H92E E96 DFCG6J 7@F?5]k^Am kAm|@DE C6DA@?56?ED 24EF2==J 92G6 2 4=62? A2J>6?E C64@C5[ 2?5 ?62C=J b :? `_ D2:5 E92E ?@?6 @7 E96 C64@C5 EJA6D E96 DFCG6J 2D<65 23@FE D9@H65 FA @? E96:C 4C65:E C6A@CE]k^Am kAm!6@A=6 2C6 A2J:?8 @? E:>6[ 3FE >:?:>F> A2J>6?ED 5@?’E >@G6 E96 AC:?4:A2= >F49[ 6DA64:2==J H96? :?E6C6DE C2E6D 2C6 9:89] *@F 42? A2J 6G6CJ 3:== @? E:>6 7@C 2 J62C 2?5 DE:== D66 92C5=J 2?J 492?86]k^Am k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^`_^`g^A2J>6?E\923:ED\GD\563E\AC@8C6DD]A?8Q 2=ElQ$A=:E DE2E 42C5 4@>A2C:?8 @?\E:>6 A2J>6?E C2E6D 282:?DE DE2==65 9@FD69@=5 563E 32=2?46D]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m{6I:?8E@? {2Hk^7:842AE:@?mk^7:8FC6m kAmp?@E96C `bT @7 C6DA@?56?ED 24EF2==J H6C6?’E DFC6 :7 2?J @7 E96 =:DE65 C64@C5 EJA6D 2AA=:65 E@ E96:C C6A@CE[ DF886DE:?8 E96J 4@F=5 92G6 D@>6E9:?8 :? E96:C C6A@CE E92E E96J 5@?’E <?@H 23@FE]k^Am Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | SoundStack | All Of Our Podcasts k9bmccT @7 A6@A=6 H9@ >:DD65 2 A2J>6?E D2H E96:C D4@C6 5C@Ak^9bmkAm}@E 6G6CJ@?6 92D DE2J65 @? E@A @7 E96:C A2J>6?EDi cdT @7 C6DA@?56?ED C6A@CE65 >:DD:?8 2 5F6 52E6 @C 5672F=E:?8 2E D@>6 A@:?E]k^Am kAmp>@?8 E9:D 8C@FA[ ccT D2H E96:C 4C65:E D4@C6 72==[ ;FDE 2D >2?J A2:5 2 =2E6 766[ 2?5 c_T D2H E96 >:DD65 A2J>6?E @? E96:C 4C65:E C6A@CE @C 925 E96 3:== 8@ E@ 4@==64E:@?D WbaTX]k^Am kAm%96 >@C6 D6G6C6 @FE4@>6D H6C6 =6DD 4@>>@? 3FE 92C56C E@ F?5@i `bT 925 D@>6E9:?8 C6A@DD6DD65[ ``T 6?C@==65 :? 2 563E 4@?D@=:52E:@? AC@8C2>[ 2?5 fT 7:=65 7@C 32?<CFAE4J] p?5 6249 @7 E96D6 =@?8\E6C> @FE4@>6D DE2CE65 H:E9 2 D:?8=6 >:DD65 5F6 52E6]k^Am k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^`_^`g^>:DD65\A2J>6?E\@FE4@>6D]A?8Q 2=ElQq2C 492CE D9@H:?8 @FE4@>6D 27E6C 2 >:DD65 A2J>6?E[ :?4=F5:?8 4C65:E D4@C6 5C@AD 2?5 4@==64E:@?D]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m{6I:?8E@? {2Hk^7:842AE:@?mk^7:8FC6m kAms6DA:E6 E96 :>A24E @7 E96D6 @FE4@>6D[ @?=J `fT 42==65 E96:C =6?56C E@ ?68@E:2E6] %9:D :D 56DA:E6 E96 724E E92E ?68@E:2E:?8 42? 96=A 6G6? H96? 2 563E :D =68:E:>2E6[ 2?5 :D 4CF4:2= H96? J@FVC6 2EE6>AE:?8 E@ k2 9C67lQ9EEADi^^HHH]=6I:?8E@?=2H]4@>^65F42E:@?^9@H\E@\C6>@G6\=2E6\A2J>6?EDQmC6>@G6 2 =2E6 A2J>6?Ek^2m E92E D9@F=5?’E 36 E96C6 :? E96 7:CDE A=246]k^Amk9bm|:55=6\:?4@>6 62C?6CD 2C6 E96 >@DE H@CC:65 23@FE E96:C 4C65:Ek^9bmkAmw@FD69@=5D 62C?:?8 Sd_[___ E@ Shh[hhh H@CCJ >@DE 23@FE 4C65:E] %9:CEJ\@?6 A6C46?E D2:5 E96J’C6 >@C6 4@?46C?65 23@FE E96:C 4C65:E E92? E96J H6C6 2 J62C 28@[ 4@>A2C65 H:E9 acT @7 E9@D6 62C?:?8 F?56C Sd_[___ 2?5 a_T @7 E9@D6 >2<:?8 S`__[___ @C >@C6]k^Am kAmrC65:E D4@C6 8C@FA:?8D 2C6 2 3:E >@C6 AC65:4E23=6] %9:CEJ\?:?6 A6C46?E @7 A6@A=6 H:E9 72:C 4C65:E D2:5 E96J’G6 8C@H? >@C6 4@?46C?65 23@FE E96:C D4@C6] pD D4@C6D 8@ FA[ E92E D92C6 5C@AD[ 5@H? E@ `aT 7@C A6@A=6 H:E9 6I46==6?E 4C65:E] !6@A=6 H:E9 A@@C 4C65:E 2=D@ C6A@CE65 9:89 4@?46C?[ 3FE E96 DFCG6J65 DF38C@FA H2D D>2==6C]k^AmkAm%96 72:C\4C65:E 8C@FA :D 2=D@ E96 >@DE =:<6=J E@ 42CCJ 4C65:E 42C5 563E WdaTX 2?5 3FJ ?@H[ A2J =2E6C 32=2?46D Wa`TX] (92E’D >@C6[ efT @7 E9:D 8C@FA D2:5 E96:C 32=2?46 DE2J65 E96 D2>6 @C H6?E FA[ E96 9:896DE @7 2?J D4@C6 8C@FA DFCG6J65]k^Am kAm%9:D DF886DED E92E E96 A6@A=6 H9@ H@CCJ >@DE 92G6 D@>6E9:?8 E@ =@D6 2?5 ?@E >F49 C@@> 7@C 2 D6E324<]k^Am k9bm(9J :E’D H@CE9 4964<:?8 J@FC 4C65:E C6A@CEk^9bmkAmpD H:E9 >2?J A6@A=6 :? E9:D DFCG6J[ :7 A2J:?8 @? E:>6 :D?’E >@G:?8 J@FC 32=2?46[ J@FC 4C65:E C6A@CE :D E96 ?6IE A=246 E@ =@@<]k^AmkAm*@F 42? AF== J@FC 4C65:E C6A@CED H66<=J 7C@> 6249 @7 E96 E9C66 >2:? 4C65:E 3FC62FD 2E k2 9C67lQ9EEADi^^HHH]2??F2=4C65:EC6A@CE]4@>Qm2??F2=4C65:EC6A@CE]4@>k^2m] r964<:?8 E96> C68F=2C=J >2<6D :E 62D:6C E@ 42E49 AC@3=6>D 2D D@@? 2D E96J 2AA62C] &?56C E96 k2 9C67lQ9EEADi^^HHH]7E4]8@G^=682=\=:3C2CJ^3C@HD6^DE2EFE6D^72:C\4C65:E\C6A@CE:?8\24EQmu2:C rC65:E #6A@CE:?8 p4Ek^2m[ J@F 92G6 E96 C:89E E@ 5:DAFE6 :?7@C>2E:@? J@F 36=:6G6 :D :?244FC2E6 @C :?4@>A=6E6[ 2?5 E96 4C65:E C6A@CE:?8 286?4:6D 2C6 C6DA@?D:3=6 7@C :?G6DE:82E:?8 =68:E:>2E6 5:DAFE6D]k^Am kAmx7 J@F 7:?5 2? 6CC@C[ HC:E6 5@H? E96 244@F?E ?F>36C[ 52E6[ C6A@CE65 DE2EFD[ 2?5 H9:49 3FC62FD 2C6 D9@H:?8 :E[ D:?46 E96 D2>6 244@F?E 42? =@@< 5:776C6?E 7C@> @?6 3FC62F E@ E96 ?6IE] z66A 4@A:6D @7 6G6CJ 5:DAFE6 J@F D6?5 2?5 6G6CJ C6DA@?D6 J@F 86E]k^Amk9bm|6E9@5@=@8Jk^9bmkAm%9:D DFCG6J H2D 4@?5F4E65 @?=:?6 3J r6?E:>6?E @? 3692=7 @7 {6I:?8E@? {2H[ pF8] `a\`f[ a_ae[ 2>@?8 `[_ag &]$] 25F=ED 2865 `g 2?5 @=56C] s2E2 :D F?H6:89E65] $6=64E 2== E92E 2AA=J A6C46?E286D C67=64E :?5:G:5F2= C6DA@?D6 C2E6D 2?5 D9@F=5 ?@E 36 DF>>65] $@>6 7:8FC6D 2?5 4@>A2C:D@?D 2C6 32D65 @? DF38C@FAD[ DF49 2D C6DA@?56?ED H9@ >:DD65 2 A2J>6?E @C 5672F=E65 W?lcdfX 2?5 C6DA@?56?ED H:E9 A@@C 4C65:E W?lhaX[ H9:49 42CCJ 2 H:56C >2C8:? @7 6CC@C] %96 >2C8:? @7 6CC@C :D 2AAC@I:>2E6=J A=FD @C >:?FD bT 7@C E96 7F== D2>A=6 2E E96 hdT 4@?7:56?46 =6G6=]k^Am kAmk2 9C67lQ9EEADi^^HHH]=6I:?8E@?=2H]4@>^3=@8^7:?2?46^3=@8\7:?2?46\DE2E6\@7\2>6C:42?\563E]9E>=Qmk6>m%9:D DE@CJk^6>mk^2mk6>m H2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]=6I:?8E@?=2H]4@>^Qmk6>m{6I:?8E@? {2Hk^6>mk^2mk6>m 2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2mk6>m]k^6>mk^Am 0 Comments Originally published on lexingtonlaw.com, part of the BLOX Digital Content Exchange. The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Watch Now: Related Video Judge temporarily halts construction of Trump's proposed DC arch How data centers became the biggest issue for US voters How data centers became the biggest issue for US voters Comedian Russell Brand convicted of rape, sexual assault in U.K. Comedian Russell Brand convicted of rape, sexual assault in U.K. Russell Brand: From Hollywood Fame To Criminal Conviction Russell Brand: From Hollywood Fame To Criminal Conviction
